Short Term

• These are financial goals that can be achieved in 3 months or less

Examples: Starting side hustles and building an emergency fund

Intermediate

• These are financial goals that will take 3-12 months to achieve

Examples: Paying off debts and investing small portions of your income

Long-term

• These are financial goals that will take more than 12 months to achieve

Examples: Saving money to start a business or to retire

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